Legal Debt Forgiveness: A Proven Bankruptcy Alternative

How to wipe out credit card debt in as little as 90 days without bankruptcy

You can get your credit card debt legally forgiven.

We’ve been able to accomplish this for thousands of clients who were burdened by millions of dollars in debt. Today, these clients are cured of their “bad” debt. Visit our web site and you can watch real people we’ve helped over the years. These are not paid actors.

You can legally get credit card debt forgiven using the power we just discussed above. If you know about laws, strategies, policies and procedures and you have a law firm behind you with experience in using them, good things can happen.

This is power the credit card companies don’t want you to know about because it can help you legally and morally eliminate credit card debt without bankruptcy. Some of our clients have wiped out all of their credit card debt in anywhere from 90 days to 12 months.

When I worked for banks and creditors, I was amazed at how few people knew what I knew, including lawyers who should know better. I suppose I took this powerful knowledge for granted since, at the time, I was not representing consumers. I didn’t think of what I knew as power, yet, at the time it seemed like only 1 in a 1000 knew what I knew.

And it still seems that way today. People don’t use the power because they don’t know about it.

Our law firm uses this power, this knowledge, to get the credit card company to work with you and get your debt resolved. We know which “hot buttons” to push and when to push them.

For every dollar in credit card debt a client owes, it’s possible to get up to 88% forgiven. This is not true in every case nor is it typical, but it is typical for our law firm to get credit card companies, debt collectors and debt buyers to agree to forgive most of the credit card debt. We’ve even had a few cases where the client does not pay anything back.

Again, this is not bankruptcy. It is legal debt forgiveness. Even the IRS now recognizes this legal principle. And, by the way, most of our clients do not pay any tax on forgiven debt because we also understand the tax code.

I wrote the book on the subject – How to Instantly Eliminate Credit Card Debt without Bankruptcy – and I’ve used these proven legal strategies from my book to legally wipe out almost a billion dollars in credit card debt for my clients – without bankruptcy.