Important Facts About Our Firm and Legal Debt Forgiveness

 Debt Settlement Companies vs. Our Law Firm

• Debt settlement companies have “F” ratings by the Better Business Bureau.

We have an “A+” rating.

• Debt settlement companies are being sued for fraud by Attorneys General of several states. For example, Illinois Attorney General Lisa Madigan filed suit last year against “Credit Solutions” alleging the firm accepted money from consumers but failed to negotiate to lower debt on their behalf. Madigan is seeking to bar the company from operating in Illinois.


• Debt settlement companies require fees paid up front.

We don’t require any fees to get started. First, we get results.

• Almost all debt settlement companies are unlicensed and uninsured.

We are licensed and insured.

• Debt settlement companies cannot protect your legal rights

We can help you protect your legal rights.

• Credit card companies often refuse to even work with debt settlement companies.

We have never been sued by a government agency or client. I previously worked for the Attorney General of Wisconsin and our reputation is top notch.

• Debt settlement companies are “here today, gone tomorrow” as most have been in business just a few years. For them, it’s all about a quick buck.

We’ve been a law firm for over two decades and we’ve been practicing law for a quarter of a century. We will be here long after the debt settlement companies are gone, either shut down or out of business.

	Legal debt forgiveness is not bankruptcy. Legal debt forgiveness is where the credit card company or debt collector agrees to forgive most of the debt. Bankruptcy is where you file documents with a bankruptcy court and you disclose assets, income, debts, and personal information. By the way, my firm helps people in certain states who need to file for bankruptcy. Bankruptcy can be the best option for some people, but not all people. As I mentioned earlier, many people can and should avoid bankruptcy.
	Legal debt forgiveness is a confidential contract to forgive most of the credit card debt. It’s not a public record. It is not legal action.
	Legal debt forgiveness is not credit counseling or debt consolidation. Credit counseling is where you pay all of the debt back. A credit counseling agency simply lowers your interest rate while you pay your principal back in full.
	Legal debt forgiveness is not a loan. You are not incurring another debt.
	Legal debt forgiveness is legal and above board. This is not a scam or an unproven method, and it’s not “gaming the system.” This is also not the “magic pill” for everyone. While it is the best solution for many people, in some cases other options are better.
	Our law firm will give you a free consultation and explain each and every option available to you. Keep an open mind and get good information on every option available to you. That includes bankruptcy and non bankruptcy.
	You never pay us a dime until we get results (this applies to legal debt forgiveness). We are confident we can get results.
	We have an “A+” rating with the Better Business Bureau and we offer an “Iron Clad” services guarantee. No other law firm or company offers the kind of service and back up that we offer clients.
	Our lawyers have been featured as experts on media outlets like CBS News, ABC News, National Public Radio because of our knowledge and reputation. We have been the “go to guys” for many media sources in the United States. It’s comforting for our clients to know they hired top notch legal counsel to solve their money troubles.

What is your next step?

Give us a call or email us! Let’s talk. We won ’t pressure you, or lie to you, or promise what we cannot deliver.

Yes, in some cases our clients pay nothing back. It doesn’t happen in most cases, but it does happen, particularly for senior citizens and business owners. However, in most cases 88% to 60% of the debt is legally forgiven without bankruptcy.

And our clients are thrilled with the results. That’s why we have an “A+” rating with the Better Business Bureau. That’s why we have been featured in newspapers, radio and television across the U.S. Our top-rated reputation is based on our service to our clients and knowledge and experience.

View the testimonials. People believe in our firm because we don’t let our clients down. We won’t let you down either. Take a look at the proof directly from the credit card companies. Take a look at theses documents. These are just a few of the thousands of documents we have collected over the many years we've been helping people. Watch real people I've helped.

Call us and we’ll get started today

Call us or email us. Now is your time. Clear the heavy smog of debt choking you. In the
ancient wisdom of Ecclesiastes, “To every thing there is a season, and a time to
every purpose under heaven.” This is your time – to heal, to cast away stones,
to build up, and to live debt free!

Call Toll Free: 800-618-0453